Dubai is home to a large expatriate community that regularly sends money to family and businesses overseas. Whether you’re supporting loved ones, making investments, or paying for international services, knowing how to send money abroad from Dubai efficiently, legally, and affordably is essential.
Here’s everything you need to know to make international money transfers from Dubai in 2025:
1. Bank Transfers
How it works: Most major banks in Dubai (Emirates NBD, ADCB, Mashreq, etc.) offer international remittance services.
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Pros: Secure, regulated, and good for large amounts.
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Cons: Higher fees, slower (1–3 business days), exchange rate margins.
Steps:
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Visit your bank’s app or branch.
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Provide recipient’s bank details (including SWIFT code and IBAN).
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Confirm the amount and currency.
2. Money Transfer Services
Services like Western Union, MoneyGram, and Xpress Money are popular for their global reach and speed.
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Pros: Fast (sometimes instant), cash pick-up available.
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Cons: Higher fees for urgent or cash services.
How to send:
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Visit a local agent or use the provider’s mobile app.
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Submit ID and recipient details.
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Pay in cash or via debit card.
3. Online Remittance Platforms
Modern digital platforms like Wise (formerly TransferWise), Remitly, CurrencyFair, and Instarem are gaining traction.
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Pros: Lower fees, mid-market exchange rates, fast transfers.
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Cons: Requires verification and bank account use.
How to use:
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Create an account online.
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Upload ID for verification.
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Add recipient details and pay via bank transfer or card.
4. Exchange Houses
Licensed exchange houses like Al Ansari Exchange, Al Fardan Exchange, and Lulu Exchange are trusted and widely used in Dubai.
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Pros: Competitive rates, accessible locations, good for cash transfers.
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Cons: May require in-person visit.
Steps:
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Visit a branch with valid Emirates ID.
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Fill out a remittance form.
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Pay in cash or by card.
Important Tips
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Compare exchange rates: Always check multiple platforms for the best rates.
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Understand limits: Different methods have daily/monthly sending limits.
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Track your transfer: Use tracking numbers or apps for updates.
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Stay compliant: Use licensed services to ensure your transfer is legal and secure.
Final Thoughts
Knowing how to send money abroad from Dubai gives you access to a wide range of fast, affordable, and reliable options. Whether you prioritize speed, cost, or convenience, Dubai’s advanced financial infrastructure offers a solution for everyone—from workers sending salaries home to entrepreneurs making global payments.
